Employment Practices Liability Insurance (EPLI) with AI Bias Riders
Disparate impact claims, Title VII civil rights lawsuits, NYC Local Law 144 fines, Colorado SB 205 enforcement defense, and EEOC class-action settlements.
Disparate impact claims, Title VII civil rights lawsuits, NYC Local Law 144 fines, Colorado SB 205 enforcement defense, and EEOC class-action settlements.
Use of un-audited automated employment decision tools (AEDTs) where state law requires prior independent bias audits.
Designed for enterprise risk officers, legal counsel, and CTOs.
Underwriting Prerequisites & Risk Mitigation Controls
Insurance underwriters require verification of the following engineering and legal controls prior to binding coverage:
Representative AI Loss Scenarios
Real-world claim scenarios illustrating trigger events and defense coverage.
Class-action lawsuit alleging automated resume screener filtered out female candidates at a 35% higher rate
State Attorney General investigation under Colorado SB 24-205 for algorithmic bias in hiring promotions
NYC DCWP civil penalty citations ($1,500/day) for deploying automated video interviewing software without published audit